Tuesday, May 15, 2012

Shield your home with Flood Insurance

By Charmian Bolland


For residents who live in or close to a flood risk area it is absolutely essential to buy flood insurance to protect property and contents should the worst scenario ever occur. It would be heart-breaking to see your home and your worldly possessions destroyed by flood waters so be a jump ahead by purchasing flood insurance as well as taking some preventative measures.

There are online insurance brokers who offer flood insurance packages which will help in the event of flooding in your house, these can include:-

No claims bonuses

Deductions for buildings and contents

Rebates if you have installed security locks and alarms

A helpful claims hotline together with counselling support

Full cover for properties in flood areas

With todays weather being extremely unpredictable it is very important to have flood insurance if your home is situated by a brook or stream whose banks may be prone to overflowing during heavy rainfall. Web agents advise property owners to test the weather outlook if tempests are predicted, keeping windows and doors forcibly closed, moving valuable items upstairs if possible, placing sand bags outside entrances, turning off electrical power and gas and having an emergency helpline number handy.

Brokers can offer you an inexpensive, fast quote in a few minutes as well as providing a call back service to talk to you at a convenient time, so you have got nothing to lose and everything to gain when purchasing flood insurance on the web.

Key features of flood insurance policies regularly contain:-

Protection for listed properties

Domestic assistance helplines

A variety of payment systems by Visa card, ATM card, cheque or direct debit

Details of workmen should you need them

With all these benefits it actually is worth finding out more about flood insurance from the pros, do not wait until the next typhoon, be properly prepared and buy an insurance policy that will cover any damage your property sustains.






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